Social Security

I pay a lot of money into Social Security. Why can’t I depend on that for my retirement?
Social Security benefits simply will not be enough to meet your basic needs in retirement -- let alone provide you with a comfortable old age. Social Security was never intended to be the sole source of your retirement income, and, between Americans living longer and fewer young people to pay Social Security taxes, the system is inevitably going to pay future retirees less generously than it has in the past. There will simply be too many people receiving benefits compared with the number of people paying in.